I use budgeting apps on a daily basis, and I'll just share my personal feedback: I'm absolutely not downloading ~3 gigs for a budget app. Everything I need to "ask" the app is already available to me in the form of reports, charts, and tables. I don't really have many open-ended questions about my budget because anything important to track is already handled deterministically.
Also yes, it's local but the data you're importing is already with a private organization on the cloud. In that sense, having a local copy of it does not really do anything for me in terms of privacy etc.
As I said, I use budgeting apps daily (one for personal use (self-made), another for business (very old freenium era software that has not failed me in the last 5+ years of self-hosting it)) and I do not see any need for generative AI in that workflow from my pov. YMMV
Very cool. What does it use the model for? Could you replace it with something lighter, like some classifiers[0]? Or do you need the chat? Besides the chat, what other tasks is the model used for? Thank you!
Very nice project. I think this is is in the step of the right direction for agent-driven assistance.
> How it works: you import a CSV from any bank, in any currency.
I think this is where you're going to lose people. If you're having to pull in data from multiple different sources, each with their own flow for exporting, I think this might be a non-starter for creating good financial habbit.
I recnetly had success integrating my local AI agent with Monarch money via an open source monarch MCP project. It took a bit of (AI) hacking the login stuff, but now I'm able to pull transactions, query patterns, have a daily report generated from hermes, etc. Much more technical that your target audience but possibly offers some inspiration.
Also yes, it's local but the data you're importing is already with a private organization on the cloud. In that sense, having a local copy of it does not really do anything for me in terms of privacy etc.
As I said, I use budgeting apps daily (one for personal use (self-made), another for business (very old freenium era software that has not failed me in the last 5+ years of self-hosting it)) and I do not see any need for generative AI in that workflow from my pov. YMMV
0: https://jeffyclassify.com/blog/when-llms-fail-at-classificat...
Still it could be handy to be able to do that locally, maybe model tweaks could be shared back upstream.
The bridge between deterministic accounting principles to non-deterministic patterns trying to simulate it at will is a pretty big thing to cover.
> How it works: you import a CSV from any bank, in any currency.
I think this is where you're going to lose people. If you're having to pull in data from multiple different sources, each with their own flow for exporting, I think this might be a non-starter for creating good financial habbit.
I recnetly had success integrating my local AI agent with Monarch money via an open source monarch MCP project. It took a bit of (AI) hacking the login stuff, but now I'm able to pull transactions, query patterns, have a daily report generated from hermes, etc. Much more technical that your target audience but possibly offers some inspiration.